iMobile is the fastest growing mobile app of ICICI Bank. This app already contained 145 features and the addition of 5 more has increased the count to 150.
Recently, the bank introduced more features that would enable users to pay Income tax and book their train tickets without actually going to the train stations. Not only this, this app would allow iMobile app users to purchase travel and motor insurance and buy mutual funds from the list of 19 well-known asset management companies.
Let us now look at these new features closely:
1. Instant tax payment:
A new feature called instant tax payment launched by this ICICI bank would allow customers to pay ‘Self-Assessment Tax’ or we call it ‘Advance Tax’ within seconds. You can use your iMobile. App and view the list of all of the previous challans and hence make the payment in order to clear all of the dues with a few clicks. This app will automatically take your personal details like your address, and name from your bank’s account details so that accessing services becomes easier and time-saving.
2. Book train ticket:
ICICI Bank account holders can now use this iMobile app and book their train tickets, check their PNR (Passenger Name Record) status and get many other train ticket booking services without any hassle. This app and its features are very customer-friendly so you don’t have to worry even for a second.
3. Positive Pay feature:
A new service called “Positive Pay” is another new feature that has been recently added to secure your payment and transactions. This service would disclose your ICICI Bank cheque details to the bank before you actually hand it over to the beneficiary. Basically, it is a safe method where you just need to fill your details just like your ICICI bank’s cheque number, date of issue, payee name, his or her account number & the amount.
Make sure you click the front and back-side image of the cheque before you give it to the beneficiary. The bank then confirms for the cheque by matching details with the image clicked by you and in the case of any discrepancies, your cheque won’t be honored at all.
4. Buying travel insurance and motor insurance plan from ICICI Lombard and mutual funds. Already existing assets management companies:
This app iMobile has been developed only for the ICICI bank account holders so, the addition of new features give it the flexibility to buy travel and motor insurance from ICICI Lombard firm or ICICI Prudential.
5. The last but not the least feature that has been added recently is the Personalization of ‘Expressions Debit Cards’: This is rather an interesting one. This feature allows account holders to personalize their debit card picture.
As per Rajiv Sabharwal, Executive Director at ICICI bank, more than 50% of bank transactions are done using these digital platforms only so there was an urgent need to add more features that would allow the bank users to pay their taxes, book train tickets, purchase or buy mutual funds and much more. This is a positive move taken by the bank to reduce your workload and make your life simpler.